Take it home today for only $10 down!

Finance your appliance with Koalafi

Prequalify online in seconds and take home the refrigerator, range, or laundry pair you actually want. Checking your options won't affect your credit score — and it's free to apply.

Prequalify Now Shop Appliances

Works online at checkout or in person in store

Finance your appliance with Koalafi at Neu Appliance Outlet in Austin

Only $10 Downtakes it home, today!

No Credit NeededShop without Credit! Up to $7,500Finance the entire project! Quick ApplicationFree to apply — no cost, no obligation Decision in SecondsFast prequalification, online or in-store

Our recommended financing partner: Koalafi

How Koalafi financing works

From "can I afford it?" to "it's on the truck" in one visit. No paperwork marathon, no waiting days for an answer.

Lease-to-own

A flexible lease that lets you take the appliance home now and pay over time, with an early-purchase option to own it sooner.

Take it home today, pay as you go
No credit? Often still an option
Early-purchase option – Low Cost
Finance up to $7,500 in appliances

Prequalify online in seconds

Enter a few details with Koalafi to see the amount you're approved for. It's a soft check, so it won't affect your credit score — and there's no cost to apply.

Choose your appliance

Shop any appliance using your prequalified amount — refrigerators, ranges, dishwashers, washers, dryers. You name it, they finance it.

Check out with Koalafi & schedule delivery

Finish checkout online or in the showroom. You can shop with your approval amount just like cash, then book our Delivery Pros to help deliver your appliance across the Greater Austin Metro in Central Texas.

Flexible Lease-to-own Options

Two ways to pay with Koalafi

Two Koalafi lease-to-own paths—one built for the lowest total cost, the other for more time. Both let you take your appliance home today.

Early pay off

1

120 Days - Early pay off

The smart choice

Only $10 down today
$99 completed lease fee
Total cost $109
Finance up to $7,500

Lease terms and total cost are disclosed by Koalafi before you sign.

12 or 24 months

2

Lease-to-own - 12 or 24 months

A flexible schedule with an early-purchase option whenever you're ready to own it sooner.

Take the appliance home today
No credit? Often still an option
Early-purchase option to own it faster
Finance up to $7,500 in appliances

Lease terms and total cost are disclosed by Koalafi before you sign.

Prequalify Online

Why Koalafi

Why finance with Koalafi

One year of real protection on every graded appliance — New, Open Box, Scratch & Dent, and Certified Refurbished. Here's exactly what that gets you.

Free & fast to apply

There's no cost to prequalify and no obligation to buy. You get a fast decision — usually in seconds — online or right at our counter.

No credit-score hit to check

Seeing your options is a soft inquiry, so browsing what you qualify for never dings your credit score. Apply with confidence.

Lease-to-own

Technically Koalafi is a lease-to-own plan — which is a great no-credit-needed financing for up to $7,500.

Online & in the showroom

Use Koalafi at online checkout or in person at our showroom — then let our Delivery Pros take it from there!

Ready to extend?

Prequalify with Koalafi in seconds

Find out what you're approved for before you shop — it's free.

Soft credit check · No cost · No obligation

Start your prequalification

Apply online through Koalafi, or visit our Austin showroom and an Appliance Nerd will walk you through it in minutes.

Prequalify Online Call (512) 992-2714

7825 Burnet Rd, Austin TX 78757 · Open Daily 9AM–6PM

Happy Neu Appliance Outlet customer with our delivery team

Flexible financing for you and your family

Koalafi helps more customers get what they need today, then pay over time with a flexible lease-to-own payment option that works for their budget. Enjoy higher conversions, increased sales, and most importantly, give your customers a great experience.

Shop Appliances

Common questions

Koalafi Financing FAQs

What is Koalafi?

Koalafi is a lease-to-own payment option that lets qualified customers take home the appliances they need and pay over time. Koalafi purchases the merchandise from Neu Appliance Outlet, and you lease it from Koalafi until you complete your payments or use an early purchase option.

Is Koalafi a loan or credit card?

No. Koalafi isn't a loan or a credit card — it's a lease-to-own agreement. Koalafi buys the appliance from Neu Appliance Outlet and leases it to you, and you own it once you complete your payments or use an early-purchase option.

How do I apply?

Prequalify online with Koalafi in seconds — Apply here — or apply in person at our Austin showroom and an Appliance Nerd will walk you through it. It only takes a few minutes either way.

Do I need good credit to qualify?

No. Koalafi is a no-credit-needed lease-to-own option, so plenty of customers with limited or less-than-perfect credit still qualify.

Will applying affect my credit?

No. Seeing what you prequalify for is a soft inquiry, so checking your options never affects your credit score.

How much can I be approved for?

It varies by applicant. Qualified customers can finance up to $7,500 in appliances with Koalafi — you'll see your exact approval amount when you prequalify.

What do I need to apply?

Just a few basics: a valid government-issued ID, an active bank account, a mobile number, and your income details. You can apply online or in store.

How much will my payments be?

Your payment amount and schedule depend on the plan you choose and the total you finance. Koalafi always discloses your full terms and total cost before you sign — no surprises.

Can I pay my Koalafi agreement off early?

Yes. Koalafi offers an early-purchase option — including a 120-day early-payoff path — so you can own your appliance sooner and for less.

What happens if I return or exchange my appliance?

Returns and exchanges follow our standard appliance return policy, and your Koalafi agreement is updated to match. Just reach out and our team will help you sort it out.

What Austin Is Saying

Verified buyers. Real Austin appliances. Honest reviews.

Google review

"Best appliance purchase I've ever made. Got a nearly-new LG washer for $380 — barely a scratch on it. The delivery crew was friendly and professional."

Barb Hoffman2 days ago

Google review

"Saved over $600 on a French door fridge. Tiny dent on the side you can't even see once it's installed. These guys are the real deal."

Marcus Reyes5 days ago

Google review

"The Appliance Nerds actually know their stuff. Walked me through condition tiers and steered me to the right unit for my budget. Zero pressure."

Priya Nair1 week ago

Google review

"Super fast service! Lux and Jason were GREAT! Very knowledgeable and made sure I was aware of everything they were doing. Highly recommend!"

Claudia Jackman1 week ago

Google review

"Dillon was a great salesman and super helpful. Lux and Mark came to install and were both friendly and efficient. Highly recommend Neu Appliance-Outlet!"

Ashton Keck2 weeks ago

Google review

"John and Jason delivered our new fridge and were rockstars! Worked hard to get it installed quickly. Very happy with the service and the fridge looks great!"

Crystal Kueker1 month ago

Real outlet inventory

See what your budget gets you

Outlet prices already save you hundreds — Koalafi just spreads it out. Here's what a low monthly payment can put in your kitchen (est. over 24 months).