Flexible Financing Options

Big appliances.
Small monthly
payments.

Apply in minutes. See your rate without affecting your credit. 0% APR options available through our trusted financing partners.

  • No credit impact
  • 2-min application
  • Instant decision
Neu Appliance Outlet showroom floor in Austin, TX

How Financing Works

Three simple steps from browsing to bringing home your new appliance.

01

Choose Your Appliance

Browse in-store at 7825 Burnet Road or shop online. Filter by brand, category, and condition to find the right fit.

02

Select Financing at Checkout

Pick Affirm, Klarna, or PayTomorrow at checkout. Pre-qualify in seconds with no impact to your credit score.

03

Pay Monthly

Split your purchase into easy monthly payments. Choose a term that fits your budget and pay it off on your schedule.

Our Financing Partners

Trusted lenders with fast approvals and flexible terms — designed for real budgets.

affirm

Affirm

Buy now, pay over time — no late fees, no surprises.

0% APR Available
6–36months
0–30%APR range
Learn more
Klarna

Klarna

Buy now, pay over time — no late fees, no surprises.

0% APR Available
6–36months
0–30%APR range
Learn more
Paytomorrow

PayTomorrow

Buy now, pay over time — no late fees, no surprises.

0% APR Available
6–36months
0–30%APR range
Learn more

Estimate Your Monthly Payment

Adjust the price and term to see an estimated payment. Actual rate depends on credit approval.

Estimated payment Based on 12 months at 0% APR
$147/mo

* This is an estimate. Actual rates are determined at checkout based on credit approval.

See What Your Budget Gets You

Real inventory, real prices — financed to fit your monthly budget.

Scratch & Dent · Major LG
LG

LG 29 cu. ft. Smart InstaView 4-Door French Door Refrigerator

As low as $152/mo
$1,819.00$4,099
You save $2,280 (56% off)
Open Box Maytag
Maytag

Maytag 4.5 cu. ft. Top Load Washer with Power Agitator and Deep Fill

As low as $83/mo
$991.00$1,598
You save $607 (38% off)
Scratch & Dent · Moderate Whirlpool
Whirlpool

Whirlpool White Electric 7.0 Cu. Ft. Dryer with Wrinkle Shield

As low as $34/mo
$398.00$699
You save $301 (43% off)
Scratch & Dent · Minor Samsung
Samsung

Samsung Top Control Stainless Tub Dishwasher, 53 dBA

As low as $32/mo
$379.00$649
You save $270 (42% off)

Financing Questions Answered

Everything you need to know before you apply.

Who qualifies for financing?
Most applicants 18 and older with a valid U.S. ID, bank account, and mobile number can apply. Approval and terms are based on a soft credit check through our partners — Affirm, Klarna, and PayTomorrow — and even applicants with limited or imperfect credit often qualify.
Does applying affect my credit score?
No. Checking your rate uses a soft credit pull that has zero impact on your credit score. A hard inquiry only happens if you choose to complete a purchase with certain longer-term plans — and you'll always be told before that happens.
Which financing providers do you offer?
We partner with Affirm, Klarna, and PayTomorrow. You'll see all available options at checkout and can compare terms, monthly payments, and APR side by side before choosing the one that fits your budget.
Is there a minimum purchase amount to finance?
Financing is available on most purchases, with minimums typically starting around $150 depending on the provider. Larger appliances and bundles qualify for longer terms and lower monthly payments.
Can I pay off my balance early?
Yes. All three of our partners let you pay off your balance early with no prepayment penalties. Paying ahead on an interest-bearing plan can also reduce the total interest you pay.
What do I need to apply?
Just a few minutes and your basic info: name, date of birth, a U.S. mobile number, email, and the last four digits of your SSN for identity verification. You can apply in-store at 7825 Burnet Road or online at checkout.